The City of Somerville provides comprehensive and competitive benefits package which includes medical, dental, prescription, life and supplemental insurance, pension and deferred compensation.
The City of Somerville is participating in the Group Insurance Commission (“GIC”)as of January 1, 2012. It offers health plans which have earned the distinction of being among the top ten commercial health plans in the country. They include Tufts Health Plan Navigator(PPO), Harvard Pilgrim Independence Plan (PPO), and Unicare State Indemnity Plan/Basic with CIC (Indemnity) for active employees. For retirees, it offers plans including Harvard Pilgrim Medicare Enhance (Indemnity) and Tufts Health Plan Medicare Preferred (HMO). For a description of each GIC plan please see the Group Insurance Commission section or go out to the GIC Web site.
The City offers Delta Dental Preferred Option USA Plus on a non-contributory basis. The program combines two of Delta Dental's national networks, DeltaPreferred Option and DeltaPremier, giving you access to dentists that participate in both.
You will receive the greatest value when you visit a DeltaPreferred Option dentist as they generally accept lower fees for their services. If you choose to visit a dentist who participates in the DeltaPremier network, you will also enjoy savings. Most Dentists in the country participate in one or both of these networks. This dental plan covers services provided by non-participating dentists as well.
Life & Supplemental Insurance
Employees can elect to enroll in a $5,000 life insurance policy offered through Boston Mutual Life Insurance where the City contributes half the cost of the premium. Additional life insurance can be purchased at the employees expense.
Employees also have the option to apply for supplemental insurance on a voluntary basis through Colonial Life Insurance. This benefit offers the convenience of premium payment through payroll deduction; portability: the ability to take coverage with you if you change jobs or retire; benefit checks are paid directly to you; and flexible coverage: you choose the coverage amount and type that meets your individual needs.
457 (b) Deferred Compensation Plan
A governmental 457 (b) deferred compensation plan (457 plan) is a retirement savings plan that allows eligible employees to supplement any existing retirement and pension benefits by saving and investing pre-tax dollars through voluntary salary deferral. Contributions and any earnings on contributions grow tax-deferred until money is withdrawn. Distributions are usually taken at retirement when many participants are typically receiving less income, and may be in a lower income tax bracket than while working. Distributions are subject to ordinary income tax. Employees interested in the deferred compensation program can retain the services of either AXA Equitable, Great West Retirement Services or Nationwide Retirement Solutions.
**Plan coverage may vary dependent upon individuals union affiliation.
Contact: Mary Alice Lally,
City of Somerville
93 Highland Avenue
Somerville, MA 02143
Phone: 617-625-6600 x3320
Email: mlallysomervillema [dot] gov.